Thursday, July 29, 2010

Do U Need A Repair Co?

March 10, 2008 by Eleanor  
Filed under Disputes, Uncategorized

mortgage rates bad creditI don’t play the lottery – but I know plenty of people that do… and from what I hear, there are no Guarantees that you are going to win as you purchase your ticket.  The same thing is true with Credit Repair Companies.  There are TONS of ads for credit repair companies claiming that they can ERASE your bad credit… they have a bridge to sell you and they can guarantee you’ll win the lottery! If it sounds too good to be true… it probably is!

Don’t pay a credit repair company to do something you can do for yourself.  Most companies only guarantee that they will take 25% of the bad credit off your report!  Inaccurate items on your credit report can be removed and that’s where you should start.

The first step is to obtain a copy of your credit report.  You can do this by contacting Experian, TransUnion, and Equifax.  Unless you suspect fraud on your report – there’s no need to sign up for monthly monitoring for these reports – just get the free annual version. 

After you have your report – look for any inaccuracies, and dispute those items!

Contact Steve and Eleanor Thorne if you have questions about qualifying for a mortgage with slow credit.

Share and Enjoy:
  • Posterous
  • del.icio.us
  • Facebook
  • Twitter
  • StumbleUpon
  • Technorati

Comments

14 Responses to “Do U Need A Repair Co?”
  1. Houff says:

    I have been struggling with this for a long tie, I appreciate the encouragement – it gives me hope. Maybe someoneelse will figure this out.

  2. Pickard says:

    Very Nice blog with a ton of informative information. Can you recommend any decent forums or social groups to join that cover these types of topics. Also, I really appreciate the fact that you approach these topics from a stand point of knowledge and information instead of the typical “I think” mentality that you see so much on the internet these days.

  3. Malahan says:

    I looked into what you talked about in this article and I had to convince myself that you were wrong. I looked up the info and it seems you are 100% correct in your statements. Because of this, I have subscribed myself to your RSS feed. Keep up the great work here.

  4. Beek says:

    AH! This is the sort of thing I have been looking for. Great article. Doing some research for an article. You should add buttons to the bottom of your posts to social bookmarking sitest.

  5. Brushwood says:

    Great article!

  6. Cigarest says:

    Thanks for sharing this information – I found it very appealing to me :)

  7. Thank you for your help!

  8. Kohout says:

    thanks a lot for your nice articles! I’ll recommend your blog to my friends. Can you answer few my questions in ICQ or MSN? I can pay.

  9. Okin says:

    Thank you nice article and good blog…

  10. Fechner says:

    Thank you nice article and good blog…

  11. Yarbrough says:

    thanks good idea

Trackbacks

Check out what others are saying about this post...
  1. Credit Repair Fast and Easy

    If you decide to use a credit repair service , it will normally take anywhere from six to nine months for your credit to improve. Be careful in choosing these, as there are some out there that are rather shady. They will try to convince you that it is …

  2. loan modification program

    I am interested in what you focused on here. We are working on the development of a loan modification system, which we hope will help save the economy.

  3. fast credit repair

    Here is a portion: Have you ever wondered how important a credit score is? Credit scores are a big mystery to some people. There are things called tri- merges, credit ratings, adverse credit, no credit, credit bureaus, etc. All the terms and all the re…



Speak Your Mind

Tell us what you're thinking...
and oh, if you want a pic to show with your comment, go get a gravatar!