Tuesday, February 9, 2010

Can Bankruptcy’s Be Removed??

May 6, 2008 by Eleanor  
Filed under Disputes, Score Strategies

A friend of mine in Wilmington says that there’s maybe, possibly a slim chance that a bankruptcy can be removed from your report prior to the required time.  I don’t have any personal knowledge of someone doing this – but the assumption is based on solid “theory.”

Bankruptcys are, in a few small counties in NC, kept on microfiche.  Therefore – after 3 or 4 years have passed you could write a letter disputing the DOCKET NUMBER to all three bureaus.  If the county does not have the the personnel or time or ability to validate the claim – then the item is removed. 

This does not appear to be a widespread, slam dunk tactic – but in a few cases, there is a small possibility that this could work… maybe.

Comments

11 Responses to “Can Bankruptcy’s Be Removed??”
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