Can You Refinance?
August 1, 2008 by Eleanor
Filed under Loan Programs
The answer is maybe. If you are looking for a “rate term” meaning no cash out – and you haven’t missed any mortgage payments in the last 12 months and you think you have at least a 600 credit score - call me. We can possibly figure this out.
If you are getting a divorce – and you have never worked, and you need to use the alimoney your spouse is SUPPOSE to start paying you in September to qualify for a home… well, call me… because we need to talk about how this is going to work and what documentation we are going to need.
Every situation is different… don’t GIVE UP before you ASK US what we can do. Just be realistic, and know that in most cases, cash out – unless you have really good credit scores, documentation and equity in your home, is a difficult loan to close right now. That doesn’t mean we are not doing them – it just means you might as well load up the suitcase with documentation, cause we’re gonna to need it!
If you are considering a refinance, please contact Steve and Eleanor Thorne, Meridian Residential, 919-459-1313
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