Questions about Bad Credit Answered
May 17, 2010 by Eleanor
Filed under About Scores and Credit
We answer questions on several forums and thought you might want to see questions others are asking about bad credit / how to improve your credit score: Can you pay the original creditor instead of a collection agency? What if you decide to pay your debt to the the people who originally billed you – [...]
IMPORANT CHANGES IN THE WAY YOU ARE SCORED
September 8, 2009 by Eleanor
Filed under About Scores and Credit, Score Strategies
There are some misconceptions that if you look at your credit report, and there’s a missed payment 2 years ago – you should write a dispute letter. I wouldn’t be so fast to do that. With the newest version of the FICO credit-scoring system, some minor delinquencies are now overlooked in calculating creditworthiness. Under the updated [...]
Low Credit Scores and Insurance
June 4, 2008 by Eleanor
Filed under About Scores and Credit
Are you pooped – just thinking about all the reasons your credit score is costing you money? Here’s another one! Did you know that you don’t just have a credit score – you also have an INSURANCE SCORE? Insurance is purchsed to protect you against the kind of big expenses that could otherwise wipe out [...]