WoWho! VA Does Not Requre A Credit Score!

Well… I wouldn’t get TOO excited! According to the underwriters I’ve talked to lately  – even though the VA doesn’t require a Credit Score, clean credit for at least the last 12 months is required. Unlike Conventional loans, however, having a lower score will not change your mortgage interest rate with a VA loan! If [...]

What Credit Score is needed for a VA Home Loan?

If you are applying for a VA mortgage loan – you need to know that there’s not a PUBLISHED minimum score… but that’s not to say that you will be approved just because you’re a veteran if you have “skanky” credit! The VA Handbook says: “In circumstances not involving bankruptcy, satisfactory credit is generally considered [...]